The General Automobile Insurance Services, Inc (The General) is a licensed insurance agency that is a subsidiary of PGC Holdings Corp. (PGC). The General offers auto insurance for drivers that have had a history of driving violations or of accidents, have not kept their insurance in force or have less than perfect credit. We realize that you have other things you want to spend your money on. Therefore, it is our goal to offer a low down-payment option to every policyholder. We offer payment by credit/debit card. We combine our budget-sensitive payment plans with electronic verification of driver information and vehicle information when the customer is buying the policy so there are no surprises to the customer down the road. Our policy and claims service organizations are focused on serving the customer to complete the recipe for success.